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5 Ways to Say Thank You | San Antonio Insurance Agents

As we begin our new year of 2019, we have also closed 2018 with lots of celebrations, gift-giving, and family time. Showing appreciation for others during this generous season comes second nature for some but for others, it doesn’t.  You may be looking for ideas on how to express your gratitude effectively to those around … Continued

Treasury, DOL, and HHS Release Two Final Rules on Contraceptive Coverage Exemptions | Texas Benefits Advisors

The Department of the Treasury (Treasury), Department of Labor (DOL), and Department  of Health and Human Services (HHS) (collectively, Departments) released two final rules on contraceptive coverage exemptions. These rules finalize the Departments’ interim final rules that were published on October 13, 2017. HHS also issued a press release and fact sheet on these final rules.The first … Continued

10 Nighttime Habits That Will Transform Your Tomorrows | San Antonio Insurance Agency

A highly productive person probably doesn’t bolt out of bed in a panic after a short night’s sleep or hit the snooze button several times — they more likely have nighttime habits the evening before which help set them up for success the next day. As a yoga instructor, I know the importance of both … Continued

Ask the Experts: FMLA Leave and Attendance Incentives | TX Benefits Group

Question: We give year-end bonuses based on attendance, and employees with a certain number of absences are disqualified. If an employee took FMLA leave, can we count those absences against them and withhold the attendance bonus?Answer: Yes, if you apply the rubric used to qualify employees for the bonus consistently across all “equivalent leave status” … Continued

Your Voluntary Benefits Plan May Lead To A Tragic Result | San Antonio Benefits Brokers

The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and … Continued

IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B | San Antonio Employee Benefits

On November 29, 2018, the IRS released Notice 2018-94 to extend the due date for employers to furnish 2018 Form 1095-C or 1095-B under the Affordable Care Act’s employer reporting requirement. Employers will have an extra month to prepare and distribute the 2018 form to individuals. The due dates for filing forms with the IRS … Continued

Workplace Wellness | Texas Employee Benefits

Picture this: You are sitting at your desk at 3pm and you realize you haven’t gotten up from your chair all day. You look around and see that you’ve been snacking instead of eating a lunch. You have read the same sentence 4 times and still can’t figure out what it means. Your back hurts, … Continued

It’s Flu Season…Again | San Antonio Benefits Agency

When flu season hits, absenteeism skyrockets and productivity drops. In a recent article, Employee Benefit News points out that the first step is the “ounce of prevention,” the flu vaccine. Providing for vaccination can be a smart benefit to offer employees, and it requires navigating misinformation about the vaccine, motivating employees to act, and contending … Continued

IRS Announces 2019 Retirement Plan Contribution Limits | San Antonio Employee Benefits

On November 1, 2018, the Internal Revenue Service (IRS) released Notice 2018-83 announcing cost-of-living adjustments affecting dollar limits for pension plans and other retirement-related items for tax year 2019. Many pension plan limits will change next year because the increase in the cost-of-living index has met the statutory thresholds that trigger their adjustment. Other items, … Continued

Tri-Agency Proposed Rule on Health Reimbursement Arrangements | San Antonio Insurance Consultants

The Department of the Treasury (Treasury), Department of Labor (DOL), and Department of Health and Human Services (HHS) (collectively, the Departments) released their proposed rule regarding health reimbursement arrangements (HRAs) and other account-based group health plans. The DOL also issued a news release and fact sheet on the proposed rule.The proposed rule’s goal is to expand … Continued